Let’s start the conversation: Advisor/Broker bias can be intentional, inadvertent, subconscious; even due to ignorance or employer indoctrination. Fee-only advisors focus just on investing and may miss budget, estate and insurance issues. With commissioned products, the potential bias is obvious. Yet the broker/advisor must still face him/herself each morning! In other words an advisor or broker is a human being with a conscience, highly likely to be honorable in his/her recommendations. Let’s explore unconscious bias, and employer-focused inadvertent bias. What are your thoughts or questions?